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Join Our Local Revolution for Savings & Loans

tel: 029 2087 2373     mail: info@cardiffcu.com

Payroll Schemes


Interested in free Employee Benefits?

Want to help improve your team’s financial resilience and wellbeing?

Help your staff enjoy financial freedom and provide them with access to ethical low rate loans, conveniently repaid through payroll, by becoming a Cardiff & Vale Credit Union payroll partner.

What is a credit union?

Credit Unions are member-owned, not-for-profit financial cooperatives that provide savings accounts and affordable loans to their members. Call us today on (029) 2087 2373 to find out more.

How does a payroll scheme work?

Payroll savings and loans schemes allow staff to save and/ or make loan repayments via a payroll deduction made by the employer and transferred to the credit union. These schemes are easy to set up and cost the employer nothing while providing a great employee benefit. The credit union already has over 30 employers providing the scheme to their staff, including Admiral Insurance, Legal and General, Cardiff and Vale of Glamorgan Councils, Dwr Cymru Welsh Water, Panasonic and Cardiff Metropolitan University. It doesn’t matter how large or small the employer is

Employee Benefits

Employer Benefits 


Robin Jones, Head of Pay and Reward, Welsh Government:

The promotion of credit union membership through payroll deduction for public sector employees is a key objective of the Welsh Government. As such, the Welsh Government offers employees an opportunity to pay into their credit union account through payroll deduction.  Payroll deduction is simple and straight forward to set up, requiring no more than the setting up of a new deduction pay code and a new third party payment. The whole process takes minimal time and effort and it allows our employees to benefit from having a safe place to put their savings and apply for a loan at a reasonable, affordable and competitive rate of interest.

Manager, Cardiff Bus:

“Cardiff Bus has been working with Cardiff & Vale Credit Union for almost ten years, and around a third of our workforce uses their services.  The administration of their schemes is very straightforward and through visits to our site they make it even easier for our employees to access their services”.

Next Steps

Call us now on (029) 2087 2373 or email ccu@cardiffcu.com to find out more about establishing a payroll scheme in your place of work.










Cardiff & Vale Credit Union. Registered office: 4 Working Street, Cardiff, CF10 1GN Telephone 029 2087 2373
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority 213467

fscs cu cymru