Saving with us Free Life Insurance on Savings

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Cardiff & Vale Credit Union provides free life insurance on members' savings.  In the event of a member's death: 

The insurance monies plus the member's savings are paid to the beneficiary nominated by the member.  A member can change the nominated beneficiary at any time by completing the appropriate form which can be obtained from the office.  

Savings are covered, up to a limit of  5000, for an equal amount of life insurance, based on the balance of savings at the date of death and the age of the member when the savings were deposited i.e.-

Age at date of deposit                   Amount of cover

16 to 64 years                               100% of savings

65 to 79 years                                25% of savings

80 years and over                           nil

There are exclusions for War, Suicide HIV/AIDS and a 6 month limition where death occurs from a pre-existing condition.  Full terms and conditions can be obtained from Cuna Mutual Group, Faraday Wharf, Aston Science Park, Holt Street, Birmingham, B7 4BB.

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Cardiff & Vale Credit Union is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 213467)