About UsBenefits of Membership

What is a Credit Union and how does it work?

Who Can Join?

Is My Money Safe?

Benefits to Employers

Monthly Prize Draw

Listening to our Members

Our History

Key benefits

  • Flexible savings and loans
  • Free life insurance on savings and loans
  • Payroll deduction facility if you work for a sponsoring employer
  • Deposits can be paid into your Credit Union account by standing order mandate
  • Deposits can be made at various outlets using your membership card
  • Annual Dividend [interest] paid on savings
  • Competitive Interest rate on loans - the maximum we charge even for a small loan is 12.7% APR 
  • No penalty for early repayment of loans
  • No administration or setup fees 
  • Check your account via our web site
  • Our members are local.  Savings and loans are spent locally benefitting business in the area.
Your Account
Account ID
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Date of Birth

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Latest News

August Prize Draw Winners

Congratulations to last month's lucky members. The winning ticket numbers f ...

Vacancies

Cardiff and the Vale Credit Union is the largest and most successful and forward ...

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