About Us

What is a Credit Union and how does it work?

Who Can Join?

Our History

Is My Money Safe?

Benefits of Membership

Benefits to Employers

Pay Your Rent Through Your Credit Union Account

Listening to our Members

Save and Borrow with Cardiff & Vale Credit Union

Cardiff's Millennium Water Feature

Cardiff & Vale Credit Union is a co-operative organisation that provides a safe place for the people of Cardiff and the Vale of Glamorgan to grow their savings for their financial futures, and we offer competitive unsecured loans to our members.  

Our service is fast and friendly - join the many thousands of members who enjoy being part of this community based organisation, and trust the strength of a credit union with 15 years safe record. 

Cardiff & Vale Credit Union is part of our community

Joining could not be easier - please click here

What do our members say about us?

"The service is excellent"


"Why don't more people know about Cardiff and Vale Credit Union?"


"I was no good at saving. I started saving a small amount every month just for a rainy day. Now I can see how much I have saved, I'm thinking of going on holiday. Its great!"


"When you really look into what other lenders charge on their loans and the lack of flexibility, Its so much cheaper and easier to apply through the credit union."

  • savings earn a dividend (subject to profit)
  • loan applications are processed quickly.

Also, if you are a budding entrepreneur, come and talk to us - we may be able to help with a personal loan to get your business off the ground or moving forward.

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Latest News

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Easter Opening Hours

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Cardiff & Vale Credit Union is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 213467)