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Feeling the Pinch After Christmas? Loans to Consolidate Debt Available
With the festive season over, many people are still counting the cost of Christmas and are looking for ways to ease any financial worries.
Recent studies reveal that the average person overspent by £348.53 in December 2012 with only one in 10 having paid off their Christmas borrowing by their January payday. Seven out of ten people found January a real struggle to get through financially, with two thirds using their January wages to pay off credit cards, overdrafts and other festive bills.
For the most affected, struggling with debt can lead to very real consequences such as your home being repossessed and bankruptcy. If you are you struggling with your money after Christmas, please contact us to see whether we can offer a consolidation loan to repay your debts at an affordable rate over a period which suits you. Debts can include outstanding loans, credit cards and overdrafts.
We can also make referrals to the Cardiff Advice Team based at the city centre Advice Hub at Marland House, who offer a free and confidential drop-in advice and support service that can help:
For an idea of how much a consolidated loan may cost you with us, please click here
Coming Up: Our AGM
Our AGM will be held in Barry Civic Offices on Holton Road at 7pm on 24th February. Please join us and take the opportunity to help shape our future and vote on our dividend proposal for members.
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